Third-Party Financing

Working to Make Your Dental Care Affordable

We understand that dental insurance doesn't always cover everything. That's why we've partnered with four trusted financing providers so you can get the care you need — and pay for it over time, on your terms.

Our Financing Partners at a Glance

Cherry Financing

Cherry Financing

Fast approval. Flexible terms. Built for everyday needs.

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Cherry Financing helps you cover out-of-pocket costs not paid by dental insurance, offering convenient and flexible payment solutions at enrolled providers nationwide.

Fast online application
Interest-free short-term options (3–6 months)
Long-term plans up to 60 months
Flexible terms based on your credit qualification
Option 1
Interest-Free Options

3 or 6-month interest-free plans with minimum monthly payments. Pay the full amount by end of the promotional period to avoid interest.

Option 2
Longer-Term Plans

18, 24, 36, 48, or 60-month financing available with competitive APR rates and fixed monthly payments.

Option 3
Quick Application

Apply online in minutes. Approval is required to use Cherry Financing — click below to check your options.

CareCredit

CareCredit

America's most-used healthcare credit card — available here.

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CareCredit is used to pay for out-of-pocket expenses not covered by medical insurance. It is accepted at over 225,000 enrolled providers across the nation, making it one of the most trusted healthcare financing options available.

Accepted at 225,000+ providers nationwide
6 or 12-month no-interest promotional financing
Long-term plans up to 60 months
Covers treatments of any size
Option 1
No Interest for 6 or 12 Months

On purchases of $200 or more when you make minimum monthly payments and pay the full amount due by the end of the promotional period.

Option 2
Reduced APR Long-Term Plans

24-month (14.90% APR), 36-month (15.90% APR), 48-month (16.90% APR) plans for purchases of $1,000+. 60-month (17.90% APR) for purchases of $2,500+.

Option 3
Fixed Monthly Payments

All long-term plans require fixed monthly payments until the balance is paid in full.

Proceed Finance

Proceed Finance

Large case financing. Up to 96 months. No collateral required.

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Proceed Finance partners with dental providers to offer patients large case financing for complex, high-value treatments. With loan terms up to 96 months and no collateral required, it's an ideal option for comprehensive care.

Up to 96-month loan terms
Rates as low as 3.99% APR
No collateral required
Check your rate without impacting your credit
Option 1
Loan Terms Up to 96 Months

Spread the cost of large treatments over as long as 96 months to keep monthly payments manageable.

Option 2
Rates as Low as 3.99% APR

Interest rates and payments depend on credit. Qualifying patients may receive rates as low as 3.99% APR with payments as low as $157/month on a 96-month term.

Option 3
No Collateral Required

Check your rate instantly online without affecting your credit score. Begin the simple enrollment process from there.

Sunbit

Sunbit

90% approval rate. 30-second decision. Up to $20,000.

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Sunbit is built for local, everyday dental needs. With a 90% approval rate and a 30-second application process, it's one of the most accessible financing options available — especially for patients who may not qualify elsewhere.

90% of applicants approved
30-second approval process
Financing up to $20,000
Terms from 3 to 72 months
0% interest rates available
Option 1
Up to $20,000 Available

Get approved for up to $20,000 to cover the full cost of your treatment, including comprehensive restorative or implant cases.

Option 2
0% Interest Options Available

Qualifying patients may receive 0% interest rate financing with flexible repayment terms.

Option 3
3 to 72-Month Terms

Choose the loan term that works best for your budget — from short 3-month plans to extended 72-month financing.

Have Questions About Financing?

Our team is happy to walk you through each option and help you find the plan that works best for your situation. Give us a call — we're here to help.